Next on my list

I know baby step one was to have $1,000 put away first before paying down debt but kind of did the opposite for August. Now that I paid a little chunk off it's time to get that emergency fund up and going. The reasoning why I am choosing this is because I already had a set back in my first month without having that emergency money put into place and had to use my credit card to help out. So not only am I going to have to put money into my emergency fund but will have to pay off the money I put on my credit card. It makes me sad to see money back on that card since August I had it paid off.